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You can never fully protect your private home and property against accidents or other damage. But you can minimise the effects. IngoNord offers insurance for your flat, home property, house, cottage, or any other building. The insurance covers such risks as fire, flood, storm and lightning, malicious actions by a third person, etc.
The basic insurance programme includes the following type of insurance:
- property insurance;
- liability insurance;
- legal expenses insurance (in Finland and other Nordic countries)
According to your wishes the programme can be extended:
- insurance of boats and engines, against fire and theft;
- insurance of technical systems in your home.
The property insurance includes insurance of buildings and constructions that are not used commercially, and insurance of your personal belongings. The term "personal belongings" includes household objects, kitchen and bedroom furniture, children"s furniture, computers, sound systems, home entertainment centres, domestic machinery, etc. The insurance value is determined according to average market value of the property.
The liability insurance is valid in the territory of Finland and other Nordic countries. This insurance covers the losses caused by the insured. The losses caused by children under 12 are covered even if the actions were intentional.
The legal expenses insurance covers your expenses caused by lawsuits against you according to insurance conditions.
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